How it works – Advanced R&D finance

Your R&D Tax Incentive but in advance. Like, really in advance.

Funding within days, not months. No fuss or faffing about – just more capital and less dilution.

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R&D finance is a loan, based on your R&D Tax Incentive.

In other words, it’s an advance on your R&D tax credit or refund. We lend it to you throughout the year so you can keep building and innovating without compromising cashflow or equity. You pay us back when your R&D tax offset comes through.

How much can you access?

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Who we fund

Startups & scale-ups
Innovative businesses
From SaaS to deep tech
AI, quantum, biotech, robotics
Research, manufacturing & heavy industry

Not sure if we can help you? Just ask.

R&D finance from an Australian business, here to help yours get ahead. Here’s how it works in more detail.

1. Apply

Apply for R&D finance via our online application form.

2. Find out

We’ll be in touch within 24–48 hours to let you know next steps.

3. Get paid

Once approved, receive your funds ASAP – usually within 24 hours of document signing – so you can keep building and scaling.

4. Earn More

As you build, we can usually lend you more because you’ve increased your future R&D Tax Incentive. Super smart funding.

5. Repay later

You pay us back after tax time with your R&D tax refund from the ATO.

Unlock your R&D Tax Incentive now and get more out of it.

Frequently Asked Questions

Don’t wait to have your questions answered. And definitely don’t wait until EOFY for your R&D tax refund.

More questions? We’re here..

“With Advanced, we get fast funding that helps us invest in R&D with confidence. It’s simple, quick, and has helped us speed up product development and get to market faster.”

Scott Goodwin, CFO & COO, Gasbot

“R&D finance is critical for our ability to grow and invest. Advanced made the process simple and fast, helping us balance cash flow and fund sustainable growth.”

Elisha Anderton, COO, CareMaster

“R&D financing is crucial for deep tech startups like ours. Advanced made the process super efficient, fast, and easy — so we can focus on innovation, not fundraising.”

Darryl Lyons, CEO, Rainstick

Get smart flexible funding within days, not months.

We handle approvals within 48 hours. From there, you can receive your funds within 24 hours of signing documents.

Talk to us Apply now